Many of us make New Year’s resolutions related to money or personal finance goals. Whether it’s paying off a debt, saving up for a car or a house, or getting a job with a higher salary, there are a lot of great financial goals to strive towards, and many of them are absolutely doable despite the fact that most resolutions fail (and by February!). The most important thing when it comes down to finding ways to implement — and stick to — these strategies is to set realistic goals you know you can achieve.

Now, this isn't about some get-rich-quick method here. If you want to get rich quick, forget about trying to do it on the internet. Sure, Facebook ads are all the craze, but without a serious understanding of the mechanics behind sales funnels and conversion optimizations, which only comes after years and years of in-the-trenches work in the internet marketing field, you're largely wasting your time trying to "get rich quick."

Some businesses may be interested in adding other types of paid content to your website. This could include videos, podcasts, or any other material that would work with your site and help a business market itself. Always make sure that paid content isn’t too promotional. It needs to add value to your audience first and foremost, and not just present as an advert.

Not quite ready to start your own blog, but still like the idea of getting paid to write? You may want to consider trying your hand at freelance writing. Many bloggers and website owners are willing to shell out some serious cash for high quality writers. In fact, Holly Johnson from ClubThrifty.com makes over $200,000 per year from freelance work! And she has a course that teaches others how to do the same.
Robo-advisors are diversified investment accounts that are automatically managed by a computer algorithm (as opposed to a human money manager). If you want to invest, but don’t have the money, or don’t want to invest with a money manager, robo-advisors are for you! Robo-advisors make investing easier—and cheaper—so they’re perfect for new investors.
29. Videos – This could be an entire section on it’s own. Many people have made money by creating YouTube videos. Evan of EvanTube is a kid and he has made millions by creating reviews of products that other kids his age would use. It’s not easy to get views into the millions, but once you do, you’ll start seeing some cash come in. Many bloggers have completely turned to videos to get their point across by starting a video blog.
A company such as Nielsen Panel pays users who keep their software on their computers 50 dollars per year. Smartphone holders can get rewarded for downloading and installing the MobileXpression for Android app. Users win Amazon gift cards, iPads or television sets. Earning online has been made easy by the wide variety of simple online tasks. Research about any online work to prove its authenticity and mode of payment to avoid scammers.
Most of us love the idea of earning extra income or quitting our full-time jobs altogether and working from home. If you thought work-from-home companies were just running scams, it turns out there are plenty of authentic and reliable ways to make money by working from home. Christine Durst, cofounder of RatRaceRebellion.com and consultant to the FBI on internet scam issues tells us, "There is currently a 61-to-1 scam ratio among work-at-home job leads on the internet—that is, for every legitimate job, there are 61 scams." But, there are a lot of opportunities for a "real job." The secret is knowing how to separate the scams from what's legit.
But cutting costs only goes so far. Unless you already make a lot of money and spend like a bon vivant, most people can’t eke out that much more from their budget by decreasing expenses. Plus, the more you retrench, the more your quality of life suffers. (It’s all relative, though — certainly some overspenders could actually improve their lives by tempering their expenditures. Here are 101 ideas for saving money.)
If you have a good idea for an app, and the skills to create it, then producing your own premium app can be profitable. However, with so many free apps available, it may be hard to convince people to pay. If you want to go down the premium app route, consider having a basic free version to encourage people to download the app in the first place. You can then provide the option of upgrading to a premium plan once users realize how useful the app is. 

I recently stumbled on the Trim app and I have to say, this one is a game changer. It’s a simple app that acts as your own personal financial manager. Once you link your bank to the app, Trim analyzes your spending, finds subscriptions you need to cancel, negotiates your Comcast bill, finds you better car insurance, and more. And of course, the app is free! My bet is that it will only take a few days for Trim to put an extra $100 in your pocket. So easy!
In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.
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