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Chase Sapphire Preferred® Card – Want an even bigger bonus? Consider the Chase Sapphire Preferred® Card instead. With this card, you’ll earn an amazing 50,000 points after you spend just $4,000 on your card within 90 days. If you turn in those points for cash, they are worth $500! Obviously, you’ll want to pay your balance in full to avoid interest. As long as you meet the minimum spending requirement, this $500 is yours to spend. Plus, this card comes with no annual fee.
If you're not self-employed and work for a company, find out if they have a retirement plan. If you're lucky, employers will sometimes match contributions you make into a retirement fund. Retirement plans also often have the benefit of being tax-deferred. The longer you get to keep your money (and make interest on it) the better. It's never too early to start planning for retirement.
If you're running on fumes, financially speaking, but you have some money coming your way soon, consider pawning something of value to borrow fast cash. Of course, to get those items back you'll need to pay back the loan with interest. If you don't pay it back in time, that you'll lose the item. If it's really something that has a lot of intrinsic value to you, don't do it. But if it's something that doesn't, you can certainly consider it depending on your situation.
Most of us love the idea of earning extra income or quitting our full-time jobs altogether and working from home. If you thought work-from-home companies were just running scams, it turns out there are plenty of authentic and reliable ways to make money by working from home. Christine Durst, cofounder of RatRaceRebellion.com and consultant to the FBI on internet scam issues tells us, "There is currently a 61-to-1 scam ratio among work-at-home job leads on the internet—that is, for every legitimate job, there are 61 scams." But, there are a lot of opportunities for a "real job." The secret is knowing how to separate the scams from what's legit.
My 10-year-old son brought home a book from our park’s free library box. It was a biology textbook – teachers edition. He said it looked interesting and hey, it was free (having no idea you could sell it). I scanned it in my Amazon seller app and realized it was worth around $150. He was so excited. We listed it for sale for $130 and it sold! Going to tell him, he just made $130!
Many new users prefer to start off with the 100% Free Offers, which is what we usually recommend. These offers are great for beginners because nothing is required other than several minutes of your time. The payouts on these offers are lower, but you're not paying a dime to complete them and they'll get you use to the CashCrate system. After you've started making money online with our free offers, you can always move on to trial offers and increase your earnings.
Using Fiverr is a great way to pick up work. Once you have signed up you can advertise your services. Fiver allows you to create your own gigs, whether you are offering web design, digital marketing, writing, or something else. You can choose how much you want to charge (it can be more than a fiver) and people will then contact you if they are interested in working with you. Fiverr will not only help you get experience if you are just starting off as a freelancer, but it will also help you earn some extra cash.
Love dogs, but not ready to get one of your own? Get your fix by taking care of other people’s pooches — and get paid for it. If your home isn’t dog-friendly, consider becoming a dog walker. Apps like Wag! offer on-demand dog walking, so you can pick up walks when your schedule allows. If you have space (and your landlord’s permission, if you rent), offer overnight dog boarding. Dog sitters on Rover.com, the go-to site for pet-sitting, generally command $25 to $35 a night, according to the company.

Start analyzing your decisions from the perspective of a firm. In economics, a firm's goal is simply to maximize profit. Well-run firms spend money only if they can expect to make more money from their investment, and they allocate their resources to the most profitable use. You're not a firm, of course, and you have other considerations, but if you make the majority of your time and money decisions by choosing the options that promise the highest return on investment, you'll likely earn more money, and that's good news for your shareholders (you and your family).

Donate Blood Plasma. This hack comes from fellow blogger Melissa Blevins, who has been making upwards of 400 dollars a month donating blood plasma.  If making a few extra dollars wasn’t good enough, donating blood plasma can save lives. Need more reason to donate, donating blood plasmas can burn 650 calories, beats the exercise bike for an hour! (420 calories)


Many of us make New Year’s resolutions related to money or personal finance goals. Whether it’s paying off a debt, saving up for a car or a house, or getting a job with a higher salary, there are a lot of great financial goals to strive towards, and many of them are absolutely doable despite the fact that most resolutions fail (and by February!). The most important thing when it comes down to finding ways to implement — and stick to — these strategies is to set realistic goals you know you can achieve.
21. Facebook – Facebook swap shops are great for selling things locally. It’s like CraigsList, but a little easier. You simply search for swap shops in your area and ask to join the group. Once you’re in, take a picture of the item, write a quick description with the price and post it. It doesn’t get much easier than that. You can generally expect to get about what you would get at a yard sale, maybe a little more.
Equally, you can charge businesses to ‘claim’ their listing, a method used by many large directory sites like Google Business and Yelp. This involves companies paying to upgrade their listing and adding information such as their web address, social media links, images, and more. Other revenue streams include charging for ad space, adding affiliate links and even charging for services and products on your directory site.
You have to be careful when buying movies packaged together like this. If each movie isn't on it's own individual disc the quality almost always suffers. This collection is properly made and enjoyable to watch because all four movies are each on their own individual disc. While that in and of itself won't guarantee quality, it's a good indication that quality was considered when the collection was decided upon to make.
22. Advertising – This is definitely the most old-school way of earning money with a blog. It’s also starting to become the least common way. You can sell advertising spots directly on your site or you can sign up with a company like Google AdSense or Media.net. Either way, you won’t see a whole lot of money from ads until your views are well into the thousands each day.
Getting a raise is an excellent move because it doesn’t require you to trade more time for more money. You are putting in the same amount of time, but pulling a bigger paycheck. But, it’s always a bit tricky to ask for a raise when your company already has you at your current salary. You’ve got to make a strong argument you deserve the increase. Here are the top 10 mistakes to avoid when asking for a raise.
My name is Jamie Spencer and I have spent the past 5 years building money making blogs. After growing tired of the 9-5, commuting and never seeing my family I decided that I wanted to make some changes and launched my first blog. Since then I have launched lots of successful niche blogs and after selling my survivalist blog I decided to teach other people how to do the same.

Watch out for inflation chipping away at your assets. We've all heard an elderly person describe the purchasing power of a coin in their day. Inflation continues to make today's money worth less in the future. To win the race against time and inflation, learn to invest your money in the right places. A savings account might help you to keep up with inflation; however, to stay ahead of the game you'll want to invest in bonds, stocks, or some other investment that returns above the average rate of inflation (currently 3%-4%).
This is an example of passive income that isn't quite as passive as it may seem. Yes, if you own one or more homes or apartments you can collect regular rent checks from your tenants. But in exchange for that, you need to keep the properties in good working order, along with insuring and paying taxes on them. You may need to chase down rent checks from some tenants, too, and you may have several months without rent checks when you're between tenants.
Getting businesses to advertise on your podcast, either at the beginning or end or both is a great way to create a revenue through podcasts. Most businesses won’t be keen to advertise on your podcast until you can prove a large number of listeners. Therefore, it is unlikely you will be able to start out from the get-go with sponsors. But once you accumulate regular listeners or a high number of downloads from iTunes, you can start to sell advertising space on your podcasts.
High-ticket consulting or coaching: You could sell your own high-ticket consulting or coaching products from your website. You'll still need a website, merchant account, sales funnel, lead magnet and many other items. But you can easily earn a substantial amount of money from each individual customer, making it well worth the arduous setup required.  

Many of us make New Year’s resolutions related to money or personal finance goals. Whether it’s paying off a debt, saving up for a car or a house, or getting a job with a higher salary, there are a lot of great financial goals to strive towards, and many of them are absolutely doable despite the fact that most resolutions fail (and by February!). The most important thing when it comes down to finding ways to implement — and stick to — these strategies is to set realistic goals you know you can achieve.
If you are really short on cash and need some immediate funds then you should start by looking around your house. Clear out your cupboards and find any items lying around that you don’t need or haven’t used for a while. Then sell them on eBay. Just because they are gathering dust in your cupboards, doesn’t mean someone else won’t snap them up. Simply sign up with eBay, list your products and then, as they are sold, send them off to the buyers.

Rent out a room on Airbnb. Living near a tourist area has its perks, including the prospect of renting out a room for a profit. With home sharing sites like Airbnb, you can rent out a room in your home – or even the entire place – for a day, a week, or longer. If you have extra space and might enjoy the company of travelers, renting out a room is great way to earn some extra money with little effort on your part. See our post, “How to Make Money as an AirBNB Host.”
Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.
During my high school days, I was a pretty decent golfer (about a 2-3 handicap, for you other golfers out there). I was asked by my local club professional if I would help him teach his junior golf clinics that summer. If you have specialized skill in any sport, there are definitely opportunities out there for teaching others the fundamentals (and getting paid).
Instead of clogging your inbox with spam, sign up for emails that can make you dollars: By using an app called Paribus by Capital One, you can actually find out if you can get cash back on items you already purchased. The app scans your online shopping receipts for the last 30 days to see if prices have changed on items you’ve purchased. If the price drops, the company seeks a refund for the difference. Not only is it easy, but the money you may be entitled to may surprise you. Learn how tracking your expenses for three months can help put you ahead of the financial game.

For those with a large Twitter following, you can make money from your Tweets alone with Sponsored Tweets. You could be paid for sharing a business’s information, recommending restaurants or hotels, or tweeting pictures of you using or wearing products. As with all sponsored posts on social media, businesses will only be prepared to pay you to Tweet if you have a large following that you can influence. So work hard on building up a loyal fan base.

Take advantage of tax laws if you're self-employed. Money saved on taxes is still money saved. You may be able to deduct many of your business expenses (use of your home, use of your car, office supplies, etc.) if you keep good records. You may also qualify for tax breaks, such as deducting your health insurance premiums on your tax return. These laws are in place to encourage commerce and business growth, so don't neglect their benefits especially if you want to make money.
Lynne Norris, who works out of her home in Pennsylvania (NorrisBusinessSolutions.com), says that rates for VAs run about $25 to $75 or more an hour, based on the types of services you provide. The startup costs are about $500 to $1,000, assuming you have an up-to-date computer and printer. Lynne loves the flexibility. "My children are happy that I don't miss the important things in their lives." Check out the International Virtual Assistants Association, orvirtualassistantjobs.com andteamdoubleclick.com for more.

First off, I’m a blogger so it seems wrong not to mention it, but more importantly, it’s a legitimate way to make money. It’s quite possibly the least straight-forward way on this list, but it’s very doable and it’s also quite possibly the funnest way on this list. I love blogging and I know hundreds of bloggers who feel the same. So let’s talk about making money blogging and what it really means.
Please help. I turn 15 in a few weeks and live in WA and the whole state has labor laws where I have to be 16 but I really want to get a dirt bike this summer. It’s hard to find a job and everbody mows there own lawns! What should I do? How do I tell the difference between a real site that will pay for suveys and a fake one? Is it possible to make 3000 in 15 weeks?
Become a virtual assistant. Virtual assistants perform a wide range of services for their clients, all of which can be completed online. Depending on the day, they may open and reply to emails, schedule online work or blog posts, write mock-up letters and proposals, or perform data entry. You can look for virtual assistant jobs on sites like UpWork.com and Problogger.net.
There are loads of resources for making money online as an affiliate. You could source products from ClickBank, Commission Junction, Rakuten Marketing, Share-a-Sale, Impact Radius and many others. Plus, many of the larger companies have their own affiliate programs as well. Do your due diligence and find the right company with a relevant product or service to your audience that you can sell as an affiliate.
Become a social media virtual assistant.   Do you love Pinterest or Instagram? Many brands and bloggers do not know how to correctly use these social media platforms. Offer your expertise to coach or act as a social media manager. It’s a win-win: the brand gets the right type of social media exposure and you can make money doing something you enjoy.
Do odd jobs around your neighborhood. Mowing lawns, babysitting, raking leaves, snow shoveling, washing cars, and bathing pets are all examples of services that many people are willing to pay someone else to do. If you can do some of these things and you have some spare time, knock on the doors of family members or neighbors you know well, and offer your services.

You could try advertising more, for example, by putting up signs around the neighborhood, posting about it on social media, or having people you know spread the word. You could also try doing it in a different neighborhood that might have friendlier people, or do it in a time and place where there's likely to be a lot of people walking around the area (e.g., near a church before the end of a mass).
Sign up with focus groups in your area. Studies that you are eligible to participate in pop up sporadically but pay quite well – often more than $50 for an hour of your time. You can also look for focus groups online but will have to sort through a lot of bogus “opportunities” and sites that ask you to pay up-front for the privilege of participating before you find anything worthwhile.
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Companies will pay you to sit on mock juries to give attorneys and other jury consultants feedback on cases they are currently handling. Think of these as focus groups. The cases are real, but your verdict will do little more than give those involved a prediction of how things might go. You can earn fees ranging from $5 to $60. Be sure to read all the disclaimers and details. Go to:
Double check yourself, before you double wreck yourself. Make sure everything you send to a company, whether a résumé, an email or a portfolio, is good to go. Double check your grammar and wording, and for God’s sake use spell check! This is especially important when it comes to the company’s name. Don’t spell their name wrong and be sure to type it how they type it (e.g. Problogger, not Pro Blogger).
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